Auto Insurance Claims Involving Deer Have Increased in Texas

There has been an increase in the number of auto insurance claims filed by drivers who have been involved in accidents with deer on the road in the State of Texas. The state is at the top of the list of auto insurance claims, accidents and deaths involving deer and other animals. Although these accidents can happen at anytime during the year, auto insurance companies receive the most claims in November because November marks the beginning of hunting season.

The Auto Insurance Death Claims Has Increased

Texas is at the top of list of the state with the most automobile accidents involving deer. Since 2004, 180 people have died after hitting a deer on the road. Drivers need to be aware of the fact that there is an increase in the number of auto insurance claims received by auto insurance companies for these types of accidents in November. Although hunting season is one of the main reasons why there is an increase in auto insurance claims, experts have also confirmed that mating season is also partly to blame.

Deer in Texas Cause Serious Damage, Injuries and Death

Deer present a real challenge for the residents of Texas because they are extremely unpredictable and often jump out right in front of vehicles without any advance warning. Drivers who speed are often the ones who do not have the time to come to a full stop to avoid colliding into deer. However, even drivers who exercise caution and travel at lower rates of speed have to file auto insurance claims after hitting or being struck by a deer on the road.

Average Auto Insurance Damage Has Increased

Auto insurance claims filed by drivers who have been involved in an accident with a deer are driving up the cost of insurance each year. Currently, the average claim for damage to a vehicle that has been involved in an accident with a deer is said to average at about $4,000 per vehicle. If an auto insurance company is taking in less than what it has to pay out, auto insurance companies often start charging higher premiums.

Drivers Need to Drive With Care in November

Although these types of accidents can happen all year round, drivers in Texas need to be extra careful in the month of November. With hunting and mating season in tow, more deer are on the road during this month than any other month of the year. Although auto insurance companies receive these types of claims all year round, some of these accident that take place on the road do not have to happen. Even though deer can be unpredictable, many deer stand in the middle of the road for a very long time.

At the end of the day, it is up to drivers in Texas to be on the lookout for deer when driving on the road. With so many more auto insurance claims being filed by drivers who have been involved with an accident with deer or other animals, residents in the Texas need to be aware of the high risks of driving during the month of November. Although these types of accidents can happen all year round, many more devastating accidents take place during November than any other month.

http://www.insurancejournal.com/news/southcentral/2015/11/04/387405.htm